is it possible to get any random big item replicated for the asking in UFP's Earth?

If you want something big, you queue up at an industrial replicator. (Source: an assertion in another SFF answer).

The implication is that if you want a large material good (Yacht? Starship? Large building?) - you can get it for free, at the cost of possibly standing in line at an industrial replicator.

Is there canon support for this? If no, what is canon evidence for how an average Earthling (in Picard's time) would be able to satisfy a random craving for a large complicated material object/construction?